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Ameriben Insurance - Non-Payment of Valid Physician Claim

Idaho State University Mandated Insurance - Complaint
Review by wheeler.dave on 2013-05-01
Rating: StarEmpty StarEmpty StarEmpty StarEmpty Star
MERIDIAN, IDAHO -- I visited a Dermatologist in Boise, ID area for a routine check up for any skin cancers/pre-cancers. I have never been to a derm before, EVER, and they are now requesting ANY medical records from previous physicians in the last year. They seem to be trolling for ANY reason to not pay claims based on "pre-existing" conditions.

And of course I have received a bill from my Dermatologist requesting I pay the $297.00 bill. I am a graduate student and going into debt faster than ever and have paid the REQUIRED fees to cover MANDATED insurance from Idaho State University which is underwritten by Ameriben Insurance and now I am responsible for another $300 to boot.

I am looking for another health insurance carrier, as are several other fellow students in my program, for the next semester.

Ameriben is the devil!!!!
Comments:4 Replies - Latest reply on 2013-07-24
Posted by Chaparrita on 2013-05-01:
Is this bill for a deductible? Even if you pay your premiums every month, you might still have to pay a deductible or a certain percentage of the claim.
Posted by Susan on 2013-05-01:
The derm is requesting medical records from the past year in order to comply with The Affordable Healthcare Act. It is required that they have a complete medical history to qualify for meaningful use. As far as the money they charged you is concerned - do you have a deductible and was the derm in network?
Posted by kay on 2013-06-11:
AHA, great, between obamma care and ameriben everything that we have done for years will now be an uphill fight
Posted by Tom on 2013-07-24:
I attend Boise State and Ameriben is our required provider as well. I've also run in to this exact same situation. I got a basic health check at our Student Health Center and now Ameriben won't pay until they perform a Pre-exisiting review. I think it's just another way to shake down students. $1044 for 4 months of coverage is a bit outrageous.

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