NATIONAL CELLULAR OWNERS ASSOCIATION (NCOA) Informative - Insurance Fraud - Cellular phone Insurance
I bought a cell phone online through eBay, new phone, new activation. When I purchased the phone I was offered an insurance policy for loss, damage or theft. I chose to take it. I paid the premium up front. Unfortunately about 1 month after I got the phone I lost it. I called the police, I then filed a claim with the insurance company. A week later they informed me that they would not cover the claim because I was careless....obviously otherwise I wouldn't have lost the phone. Their policy does not state there has to be a good reason you lost your phone, know what I mean....a loss is a loss. I was honest and now I am being penalized. The problem gets worse.
If there is anyone out there that would like to enter into a lawsuit against this company with me, I am ready!!