Stan Olsen Mazda-Omaha NE Complaint - They do not listen - 98 Kia Sportage

Review by ac0ax on 2006-02-27
OMAHA, NEBRASKA -- I purchased a used 98 Kia Sportage from Stan Olsen. I have a few rough sports on my credit record so I had my father co-sign (or so I thought). I was to be the primary signer as its my vehicle but they had my father sign as the primary. Now what really TICKS me off is that we live in different counties. SO, now I have to pay Omaha's city sales tax because these @$$holes didn't listen to what I had to say... Also they had me sign a contract for financing the day I bought it, and then 3 days later they had a different contract for me to sign at a higher rate..
I have filed a complant with the BBB, but more then likely nothing will come of it.

I will NEVER purchase anything from them again and I will tell anyone that is looking for a vehicle do bother with these people.
Comments:8 Replies - Latest reply on 2011-11-02
Posted by miketech on 2006-02-28:
Financing anything is so dangerous anymore.
Posted by Anonymous on 2006-02-28:
yeah, i gotta agree.
Posted by Hugh_Jorgen on 2006-02-28:
This three day call back scam is becoming more commonplace. They call and tell you they couldn't get you XX rate, but can get you YY rate. You then have 24 hours to come in and agree to the higher rate or pay for the car in full. 99% of folks just pay the higher rate. When I bought my last car I refused to sign the document that said the financing was "conditional" and I insisted that the car loan was in place before I picked up the car - even if it meant waiting a few days. The dealer caved in right away.
Posted by Sparticus on 2006-02-28:
I had a salesman call me back after a few days saying they accidently forgot to add tax to my final price. They wanted me to come back in and pay an additional $1400. Gave me a sob story that it was going to come out of his pocket and he had a family and a new born. I told him I would think about it. I never went back in, never heard from him again. I'm sure it was a scam...
Posted by Anonymous on 2006-02-28:
The reason your father is first on the loan is because you did not qualify as primary. Be it right or wrong, creditors use computerized "credit scales" to approve loans nowadays and having you as primary, even with your father co signing (otherwise known as second), you would not have qualified. Stupid? I agree, since you are both on the hook for the loan, but sometimes it is not worth fighting city hall or in this case the computer. Now as far as re-signing papers 3 days later, unless you signed a conditional agreement (which would not be out of the ordinary) it becomes the dealers responsibility and you were not liable to resign anything. Good Luck.
Posted by Anonymous on 2006-02-28:
To everyone else: In todays cut throat market where buyers remorse is at all time high's, dealers do alot of spot contracting( spot contracting is when a dealer contracts a consumer before they actually have an official approval from the creditor). This may work in the favor of the consumer as most of the time the dealer is rushed to make a decision based on previous experience as it did with Sparticus in his earlier post. Signing a conditional approval document is legal and may obligate you to re-signing another finace document later (probably at terms you did not agree to). My suggestion is this, don't sign any conditional agreements, be patient and wait until all the terms of the sale are finalized, and if the dealer insist that you sign a finance contract, you may do so as long as you do so without any conditional agreement, remember that you are under no legal responsibilty to recontract at a later date. Good Luck
Posted by Slimjim on 2006-02-28:
Good advice dealer. In sparticas' case, I bet they did forget to get the sales tax and then had to eat it. Begging with a sob story was their only chance to recoup.
Posted by mrll on 2011-11-02:
You pay sales tax based on where you live, not where the car is purchased.

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