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State Farm Insurance Company - Dropped Insurance Due to Drivability, DMV Now Hounding Me With a Suspension

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Review by cavdrkz24 on 2013-06-04
Rating: StarEmpty StarEmpty StarEmpty StarEmpty Star
CHADDS FORD, PENNSYLVANIA -- What a bunch of clowns these people are. A driver since 17, now 30 own two cars insured with them for less than a year. Truck broke down so I dropped coverage on it while it was getting worked on (head gasket, cost me nearly $2,100 to get done and took me 3 months to pay it off) so what does State Farm do? they report the coverage dropped on the car, now the DMV is hunting me down with a suspension notice. Thanks a lot a**holes. Now I have to pay a $50 restoration fee to the DMV as well as surrender the Registration and plate. See if I bring my cars there in the future. You've lost a customer for life.
Comments:4 Replies - Latest reply on 2013-06-05
Posted by CU on 2013-06-04:
In your state like mine, a registered car must be insured. Allstate reported, as they must do by law, that you dropped your coverage. When you dropped coverage, you were required to turn in your plates. You didn't, hence your problems with the DMV. Allstate is totally blameless here.
Posted by Suzy on 2013-06-05:
I agree, Allstate did what they were required by law to do. I understand your not wanting to pay for coverage during the time it wouldn't be able to be driven but if you did have the intention of fixing the car and driving it again even if it was months later, you are required to pay for coverage by law during the whole time. Here's another thought, what if while the car was waiting for repair or even at the garage something happened to it. With insurance you could expect the damage to be fixed or reimbursed, without you have extra repairs on top of what was already wrong to pay for. I have been in your situation, having a car undrivable for months that sat in the yard until we could do the repairs. I still kept coverage on it until such time as we got rid of the car. I hated paying the extra expense when it was being used but it was the law so I did it. Any insurance co. would have done the same as Allstate, they are required to.
Posted by Nohandle on 2013-06-05:
People, the complaint is about State Farm not Allstate
Posted by CrazyRedHead on 2013-06-05:
'State Farm' is blameless here. My husband has been with two different car insurance companies in the past and they did the same thing when he dropped his coverage.

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