Bank of America Complaint - Beware - this could happen to YOU!!!!!!
NEW JERSEY -- I deposited over $900- cash this past Friday and left happily - looking forward to my weekend. Prior to this deposit my account went down pretty low because I had some automatic draft payments that went through - so the money I deposited would make up the bulk of what was in this particular account (I have 3 with Bank of America). I spent money at the grocery store that same night and paid with my debit card.... And then over the weekend I withdrew $$$ at an ATM once before arriving at church on sunday and then used my debit card for a few misc small purchases at various stores...... In total I spent about $350- of the 900+ I deposited on Friday. This morning (tuesday) I went to the gas station to put $10- in my tank on my way to work - the attendant said that my card was declined. In a panic, and thinking that there must be some mistake, I called immediately and found that the automated system was telling me that my account was overdrawn by 550.00!!!! Impossible!!!!!!! Luckily, and I say luckily because I usually throw them out, I saved my deposit receipt from Friday.
Now, ironically, when I withdrew $$$ on sunday my receipt said that I had the correct amount of money in my account - so, somewhere between sunday night and tuesday (today) something happened to mess up my account balance. Customer service assured me that they'd figure it out by the end of the day - but, this is really frustrating. Imagine how inconvenient this would be if I were away on a business trip or on vacation???? You deposit cash in good faith and think the $$$ is going to be there for you and suddenly you get the clerk telling you "i'm sorry, this card is coming up as declined" - your heart sinks and you start wondering how it could be...... I pray they figure this out and I don't have any more problems! This definitely affects my trust!!!!
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