GoldenRule/United Healthcare - Will NOT cover infants ENT appointments or surgery
DELAWARE -- This policy for my grandson is terrible. I will not cover anything for ENT. Childrens Hospital says he needs surgery ASAP *within 72 hours* but hospital informed us 15 hours prior to surg. that insurance has denied the approval because the PLAN doesn't cover ENT(Ear, Nose or Throat) for six months.
So a 16 month old baby who has been sick for 12 months most of the time with ear infections and fluid that 4,5, doses of antibiotic will not clear has to wait another 4 months to get surgery and then who knows what will happen to his hearing in the mean time, not to mention him being sick with high fevers, runny nose, fluid in the inner ear, and infections until then. I thought the new insurance reform was for the health and welfare of our children. The State insurance would have paid for this surgery by ways of the American tax dollars.
Do Not be fooled by this company, especially if it concerns a baby that can not speak for their self.