Target Complaint - Decreasing credit lines
In the past two years, Target National Bank has decreased my credit line twice and has now raised my interest rate twice without notice. My credit is not the best but is also not the worst and I had been faithful with my payments to them. It turns out that they do random credit checks on you and if you are delinquent in any other credit agreement in any way,(in my case, medical bills) they can do this without notifying you. I didn't even know that they could do a credit check on you with out your permission. It has been so long since I first applied for the card, that I don't remember what it says on this issue. I am very disappointed in the way they have done this and I am trying to pay this card off as soon as possible. I will cancel the account directly.