Netspend Is A Joke!!!! Do Not Use This Card
Netspend Card - Complaint
AUSTIN, TEXAS -- The worst experience with prepaid debit card company ever.
Finally received my insurance claim check over the weekend and needed the cash ASAP. I called my local Walmart and was told that they could cash it with no problems ( $3 cashing fee ). I showed up and was then told they couldn't cash it, but the check cashing store right across the street could. So, now at the check cashing store and then told they don't have that amount of cash in store but they do offer the Netspend card ( $90.00 fee). I was told by the cashier that I would walk out with my prepaid debit card, be able to make purchases, withdrawal funds ( unlimited), and even transfer funds to an outside checking account if I needed to. I was desperate so I was screw it, and went with the card. WORST DECISION
-Balance inquiry fee .50
-ATM cash withdrawal fee $3.00 + fee for that financial institutions fee
-PIN purchase transaction fee 2.00 each
-Signature purchase transaction fee $2.00 each
-Daily cash withdrawal limit $500.00
-Transaction cash withdrawal limit $365.00 ( you have to be charged 2 withdrawal fees to get the full cash limit out ) ( 365.00 + $3 fee 135.00 + $3 fee = $6 fee to pull out my money ) WTF
-Was given different answers from all 3 customer reps for the same question.
-Could not speak to any customer representative who did not have a thick accent of some sort (no offense)
-Could not transfer funds out to a non Netspend account, like I was told.
Total spent on fees : $35.00 in 4 days on ATM withdrawals for MY money!!
Cannot believe I fell for this!