SAN DIEGO, CALIFORNIA -- I have a situation much like some of the others with this company. They called and left a message with my brother so I called them back. I was told that because I was 60 days behind in my Citibank payment that I now had to pay this company in full and that I had 48 hours to come up with the money. (it's about $5000). I understand that I owe the money and I am not trying to get out of it by any means. My husband lost his business back in Feb. and owes money in state sales tax. The state cleared out all of our bank accounts to get some of their money. Because of this, I had no money to pay anything else and had to borrow money just to pay our rent. I fully intended to mail citibank a payment as soon as I could and I thought we would get my federal tax return back soon. We have not gotten that yet and my husband just got a second job and a paycheck from that job last week. I am trying to make payments and I was told that was not an option and that if I didn't get the money by the end of the week that they were taking me to court. Now my husband just called them (who is not on my account) Seth gave out all of my info to him as far as what I owe and how far past due I am, and told him that he could now offer to take 2 half payments. He also gave him an address after refusing multiple times to give me one. I also talked to Citibank and they told me that I could send them payments to pay down the balance, but that won't stop this company from trying to contact me. I said I understood that. Seth also told my husband that my account was 135 days past due when that is not even possible and I have bank statements to prove it. (also verified with citibank.) I am planning on filing a complaint with the attourney general about this whole thing, but I'm not really sure what else to do. I am willing to pay whatever I can and I already sent a payment to Citibank, so I don't know where else to go. I really don't want to go to court over this and if I continue to make payments is that really possible? I'm sorry if this is confusing, I just really don't know what else to do. Any help would be appreciated. Thank you.