GC Services Limited Partnership Complaint - GC Limited Services - Citibank card

Posted by viperpa33s on 2006-04-05:

You can pay them what you can pay. Even if they took you to court, as long as the court seen that you are making an effort to pay, there is nothing GS can do about it. Your only other choice is to file for bankruptcy. Then you will be on set payments till the debt is paid back. They are just trying to scare you into paying up front. I say you can't blood out of a stone.

Posted by Lidman on 2006-04-05:

I know what viperpa33s is correct and there is nothing GS can do. They are just a collection agency with some lower form of life on the phone. They live to try to intimidate people. I think it gives them a sense of power or some such BS. When they call just hang up. Pay what you can and don’t loose sleep over what you can not control. Good Luck

Posted by N8sgrl1221 on 2006-04-05:

Thanks for the help guys. This guy was a huge idiot and really bothered me. I did kind of laugh at how easy it was for my husband to get my information. All he said to them was that he was my husband and gave him my address. Anyone I know could have called and done the exact same thing. Isn't that information not supposed to be given out to anyone but me? Unless of course they're my lawyer or I tell them to, especially considering I am the only one on this account

Posted by N8sgrl1221 on 2006-04-06:

I have another question. Should I make the payments to them or to Citibank? The only address I have to send GC is some p.o. box that my husband finally got out of the guy. I'm not sure I'm really comfortable with that.

Posted by John2000 on 2006-06-01:

Two things you may want to know :
When G C Services calls you and you tell them that you are making payments to the original creditor and don't call you again, they can't bother you again.
In this case ofcourse you must be making payments to your original creditor.
-- Through phone conversations or letters, if GC uses deceptive practices ( mentioining something they have no intention to do or can't do by law just to threaten you ), they are in CLEAR violation of Fair Debt Collection practices and you have a choice to sue them for violating this law.
Generally the big creditors don't give scum debt collectors like GC the authority to proceed legally. If they can't handle the case they need to hand it over to the creditor who may choose to let a law firm to obtain a judgement against you for collection. But before doing so, definitely they will be in contact with you to give you an opportunity to negotiate the payment plan.

Posted by athomass on 2006-06-06:

Please be advised that a nationwide class action lawsuit was filed last year against GC Services in San Diego, California [Thomason, et. al. v. GC Services, US District Court, Southern District of California, Case No. 05cv940]. You may be a class member in this lawsuit if you have ever spoken to a GC Services employee via telephone (for any reason, and no matter how long the call lasted). It does not matter whether you actually owe a debt to anyone, only that you had at least one telephone conversation with GC Services.

What is this lawsuit about? In short, the lawsuit alleges that GC Services routinely places telephone calls to, and accepts telephone calls from, consumers who allegedly owe debts that GC Services is attempting to collect. The lawsuit further alleges that GC Services secretly monitors and records these telephone conversations without the permission of these consumers.

The above conduct by GC Services, if true, is a crime in the State of California and approximately 16 other states. In California, victims of this crime may receive damages of $5,000.00 -- per violation. Other states also allow recovery of money damages for such violations, but the amounts of recovery vary from state to state.

GC Services above conduct is also a violation of the FDCPA for which there is a $1,000.00 recovery. Specifically, it is false and deceptive when GC Services does not tell consumers they are monitoring and recording telephone calls. Indeed, consumers would be far less likely to talk to GC Services employees if they knew that their calls were being monitored and recorded. This is especially true when one considers that sensitive information is often disclosed by consumers during these telephone calls (e.g. social security numbers, bank information, credit card info, etc.). Like most collection agencies, there is a high turnover rate with GC Services employees, thus increasing the likelihood of identity theft involving these consumers.

How do I know all of this information? I am one of the named plaintiffs in the lawsuit. GC Services admitted to me that it monitored my telephone call (I did not owe the debt), but never informed me that they were monitoring my call until after I thought to ask them if they were doing so. GC Services brags on its website that it monitors and records over 100,000 telephone calls throughout the United States each year.

You are a class member and may be entitled to recover money damages if: 1) you had at least one telephone conversation with GC Services at anytime from May 4, 2004 to present; 2) the GC Services employee did not tell you that your call may be monitored or recorded at the beginning of the conversation; and 3) you live in the United States or Puerto Rico.

If you meet the above criteria, or know anyone that does, I respectfully ask that you please contact my attorneys and share your experiences so that they can certify a national class on behalf of all consumers. This is a very, very, bad company and I believe it has caused, and it continues to cause, a lot of harm to innocent consumers throughout the United States; GC Services must be stopped.

The contact information for my attorneys is as follows:

Robert E. Schroth Sr., Esq.
Robert E. Schroth Jr., Esq.
Schroth & Schroth, LLC
2044 First Avenue, Suite 200
San Diego, CA 92101
Telephone: (619) 233-7521
Facsimile: (619) 233-4516
Email: gcclassaction@sbcglobal.net

Robert L. Arleo, Esq.
The Law Offices of Robert L. Arleo
1375 Broadway, Third Floor
New York, New York 10018
Telephone: (646) 278-5648
Email: gcclassaction@sbcglobal.net

Please also feel free to reply directly to me if you have any questions or need additional information about this case. I am more than happy to send you an electronic copy of the complaint and other pleadings and papers on file in this case or otherwise provide you with additional details and information you may need.

Thank you.

Andy T.

Posted by AhoyVey on 2008-05-27:

Hey. Listen, I'm in the same boat with these retards. They call my mom's best friend who I barely have seen more than two weeks throughout my entire life! They were looking for me. Well, after an exciting exchange of words I called the FTC and filed a formal complaint against them. I mailed them a certified letter telling them to stop calling me or anyone associated to me. Similarly, I went to my police precinct and filed an harassment report highlighting everything the FTC is a direct violation. I sent this to the FTC and BBB (who's on the verge of cutting them loose from their list). Don't let them push you. Don't send the money. If they say you can't mail the original creditor they're full of s**t. They can't sue you or arrest you or garnish wages. Mail your payments to the original creditor and save copies of the imaged checks from online. These are legal copies of your check and 100% permissible in court. Paying does not make you lose them. They can still call unless you request they don't. Pay what you can. I lost my job and had a lot of financial problems but according to them I'm just some slacking scumbag...hahaha, that's the pot calling the kettle black! I hope I helped...

Posted by jktshff1 on 2008-05-27:

The biggest thing to remember is that if they "cash" or accept a payment of even 20 bucks, that is acceptance of payment on your terms. You're still gonna have problems with them but the effort to pay and acceptance goes a long way in a court battle.
Good luck