Rewards660 Compliment - Card Service - Credit Card
MACON, GEORGIA -- I've been reading the reviews and found the absolute opposite of my experience with the company. I really enjoy their customer service and find that most of the reps have a great sense of humour and are happy to be at work. They go out of their way to help me and explain my situation.
Occasionally there are 14-day holds on a check at random times for their own purpose. If you read the terms in their credit card offer, as you should, you'll find that it's all listed there; an offer to extend credit is just like any other contract.
I was late on one of my payments because of a mailing situation between the bill arriving at my parent's house, and my being at college. I called the company and explained everything; they refunded my late fee and it didn't tarnish my credit.
It's worth the money, you pay fees to American Express, just like you do with this card. The differnce is, the benefits are simply credit for someone trying to build or restore.
It is not a scam, they are a FDIC insured retail bank.