MetaBank Compliment - Rewards 660 Visa
SAN JOSE, CALIFORNIA -- I've read a few mixed reviews about this card, but for the most part it seems like the people complaining are complaining because of high fees or a 14-day hold on personal checks. The fees are there because it is a risk to issue a card to those with bad credit, and if you can't work with a 14-day hold pay with a debit card.
Now, I will tell you a story. Just one year ago my credit score was under 400. I had some screw-ups my freshman year of college and there was no way anyone was going to let me prove that I was actually responsible. I got the rewards 660 visa card. I paid the initial $250 in fees (a price well worth the opportunity to rebuild your credit), I pay the $8 a month or whatever it is membership fee and I pay the $25 finance charge every 3 months for a credit limit increase. Everyone I've spoken to on the phone has been friendly and helpful and they certainly do not hang up on you. I've paid my balance in full almost every month (I'm not trying to over-extend myself, I'm trying to REBUILD my credit).
Only a year later and my FICO score is 690. It took one year to go from very poor to good, and I have the Rewards 660 Visa to thank. I've been able to obtain a small personal loan and also finance a new car. The fees are a very small price to pay to get your financial stability back on track.