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Credit cards Informative - Those unwanted snail mail credit card offers

Review by batzion7 on 2006-05-23
I got so tired of receiving credit card offers in my mail and I found a way to stop them. I tore up everything (including the outside envelope)but not the return envelope. I stuffed all of the torn up paper into the return, post paid, envelope and mailed it back to the sender.

In about three months time I sent back almost 100 of them....I have not received anymore. I actually got a letter from one of them stating that my name would be removed from their list "as per my request."
Comments:25 Replies - Latest reply on 2006-05-30
Posted by Sparticus on 2006-05-24:
A bit more effort than I would have put into it, but hilarious! Good work!
Posted by batzion7 on 2006-05-24:
Sparticus - Actually it was kinda fun. LOL
Posted by Anonymous on 2006-05-24:
batzion, I have to give you "credit" for that one.
Posted by batzion7 on 2006-05-24:
TheNewSheriff - Good pun...LOL ...Thanks
Posted by tawanda on 2006-05-24:
Quite ingenious! I wonder how long it took that one company who took your information off of their mailing list "per your request" to piece their junk mail back together... Have a solution for telemarketers when the DNC isn't blocking them all???
Posted by yoke on 2006-05-24:
On the back of the some return envelopes there is a bar scan. I think it is your information on it (it says under it that it is illegal to tamper with the envelope or its contents). I have been sending the unwanted mail back for awhile and it has slowed down alot.
Posted by chemman on 2006-05-24:
Another option to cut down on the # of offers you receive is to opt out of any prescreened offers from companies you don't do business with. Many people don't know this is available, but I opted out about a year ago and went from 2 to 3 offers a day to maybe one a week. (it takes about three months or so to actual be effective)You can opt out at foro either 5 years or permanently, here is the contact info; Call toll-free 1-888-5-OPTOUT (1-888-567-8688) or visit www.optoutprescreen.com for details. You can also check out more info on the FTC's website http://www.ftc.gov/bcp/conline/pubs/credit/prescreen.htm Hope this helps!
Posted by DebtorBasher on 2006-05-24:
That's exactly what I did ... I kept getting credit card offers from Chase (as if I have no brain in my head and would want a Chase card!). Sometimes I would get two or three in one day mailing...First I started to send them back, torn up in their prepaid envelope...then I would wait until I get about five, which wasn't very long to wait for, and would tear them all up and overpack one prepaid envelope...then they would have to pay for the extra postage because my return address would not be on it...I would send a note in each one telling them this in my 28th request, 29th request etc to be removed off your junk mail list and when you get tired of getting junk mail from me and having to pay for it, then you will know how I feel everyday getting them in my mail and you will stop sending them to me....it stopped!
Posted by DebtorBasher on 2006-05-24:
CitiCard is another annoying company sending all those offers. I traced down the CEO and actually found his home address (Thanks to my skip tracing skills)and I started to mail back the offers to him, at his home telling him "Thanks, but I'm not interested"...after a few of these mailings, they suddenly disappeared!
Posted by Doc J on 2006-05-24:
Ahh. I've been doing the mail-backs for years. Mucho fun! As for the telemarketers who appear immune to DNC. Try this, when you have time. Engage them as though you're a very interested party. Tag them along with numerous questions about the product, etc. Sound like you're about to commit. Then, if they want a credit card numer, give them about five nonsense numbers and than hang up in mid-word. They will call you back. Tell them, "I changed my mind." If they persist, repeat the process. The calls will stop. Time consuming, but VERY entertaining on a "bad TV night".
Posted by Doc J on 2006-05-24:
Method Two for DNC violating telemarketers: Pick up the phone, "Hello?" They start their pitch. "Hello?". They continue their pitch. "Hello?" After a few times doing this, remark..."Hmmm, nobody's there." and hang up. It may even trigger them to run diagnostics on their center lines. Any way to keep them on the line without buying costs them money.
Posted by batzion7 on 2006-05-24:
tawanda - I have "Privacy Director" which has completely stopped those annoying calls. I also have caller ID, don't recognize the number, don't answer.
Posted by DebtorBasher on 2006-05-24:
Privacy Director doesn't stop autodialers. I know the Chase collectors just dial 8 (instead of 9) for the outside line then dial the number and the call goes right through to the customer. I don't think Chase's dialer is set up to dial the 8, but the collectors who go onto manual calls do.
Posted by DebtorBasher on 2006-05-24:
I probably shouldn't have posted that...if the company's weren't aware of it...they are now...sorry debtors!
Posted by batzion7 on 2006-05-24:
DebtorBasher - Welll you bad girl..LOL Now I will be getting all of those calls again...LOL LOL
That is when caller ID comes in handy.
Posted by Anonymous on 2006-05-24:
I want the card companies to keep sending me stuff. Even if it only cost them a few pennies, it costs them just the same. And it's easy to throw it in the trash. I enjoy throwing it in the trash.
Posted by DebtorBasher on 2006-05-24:
I'm disappointed in you Sherrif...I thought you had more fight in you than that!
Posted by batzion7 on 2006-05-24:
TheNewSheriff - Hi there Sheriff..don't ya know that when you use that post paid envelope it costs them somemore? Yup! Blessings
Posted by DebtorBasher on 2006-05-24:
And if you overstuff it with several of their mailings...they have to pay the extra postage due.
Posted by Ponie on 2006-05-25:
I usually save up those envelopes for a while and on a bad TV night, I have my demonic fun stuffing them with junk and returning them. Andy Rooney once had a segment on this subject. He also included a way to discourage telemarketers. He said after determining it's a 'junk' call, repeatedly hit the '#' key 6 to 8 times. Said this does something to their computer dialing system or some such thing. Anyone know if this actually works? I've found a big reduction in junk phone calls since institution of the DNC list.
Posted by Doc J on 2006-05-25:
On a serious note...Don't just dump the unwanted solicitations in a shredder (all of it should be shredded, it contains information about you). Some meth-heads stay up for days pasting the pieces together. Also, the solicitors are putting fake credit cards made out of durable plastics, magnets, and other crap in the mailing designed to tear up your shredder if you fail to remove them first.
Posted by tawanda on 2006-05-25:
An FBI Agent once shared with me that if you want to destroy something - DON'T shred it, BURN it. Shreds, cross-cut or not, can be pasted back together by hand and computer.
Posted by DebtorBasher on 2006-05-26:
tawanda - Whenever I shred my papers, I dispose of them in different trash bags.
Posted by batzion7 on 2006-05-27:
DebtorBasher - I burn mine.
Posted by DebtorBasher on 2006-05-30:
I'm not allowed to play with matches.

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