Discover Card Complaint - Discover card. - Mothers debt and OUR home
I recently refinanced my home. My mother and I bought this together after my father passed away in 1989. When a title search was done on my deed I found that discover card had put a lein on my deed of 4000.00. This was debt for my mother who had a 100 percent disabling stroke in 1995. Paralized and unable to move etc. This is okay. I was more than willing to pay this debt. Even though THEY (discover) should not have been allowed to place anything against my home. Here now is where it gets very sticky and totally dishonest.
Discover charged me 11,000.00 for a debt my mom had and died without paying off. I am a single working mother with two kids and I had to pay this in order to refinace my home. So I guess I had to pay for my Mother dying. AND I was told by the person who handled this refinace if I did not pay this off I could not refinace ever. So I was between a rock and a hard place.
I am angry. I could ill afford to pay them the EXTRA 7000.00 for mom dying and not paying off a card. She after all, did not intend to leave this debt. She also did not intend to become 100 percent disabled by a stroke. I stopped working for 9 years to care for her or we would have had to put her in a home. I went back to work a few weeks after her death at a lower wage than when I left work when she had her stroke. Because I was off work so long, no one wanted to hire me. So I took the first job offered. I also worked a second job.I needed a car and could not afford one, sister let me use hers. And then when I start seeing light at the end of the tunnel DISCOVER decided to take it away from me.
I will fight to get back my money. Like I said, its okay for them to be paid what they said card bill was. But it was not okay to gouge me for triple the money due. After all, it was not my debt. Anne Mac, Fredericksburg, VA 22407