Orchard Bank aka HSBC Card Services, Inc. Complaint - Ripoff Artists!
These dishonest ripoff artists increased the APR on my account to a whopping 27.99% without notifying me & for no reason.
I have always made my payments early & often for much more than the minimum payment due.
They claimed it was due to changes in my credit report but I have a copy of my report & when compared to the report I got just before opening the account, there have been NO changes.
They are LIARS, CHEATS & as soon as I can pay them off, I will close the account & never do business with them or any of their affiliates again.