Credit card fraud Informative - Credit Card Fraud/New Scam

Review by 26128 on 2006-12-14
VIRGINIA BEACH, VIRGINIA -- There is a new scam involving the theft of credit cards from your mailbox. An individual steals credit card(s) out of your mailbox, then uses YOUR own phone line from outside using your own junction box to validate the card.

The way they do this is by plugging in an analog phone directly into your outside phone box. This applies to cards that require validation only by calling from your home phone line.

These cards generally carry a sticker that says that you must call from your home phone to activate this card.

Now, this is just a warning. I don't know of any way to prevent this other than to secure the box. Ours(box) WAS easily opened by a flat-blade screwdriver.

If your credit card company needs something more, such as the last 4 digits of your social, keep in mind, if you have ever worked, you may recieve mail that contains your SSN.

This type of scam is very recent to our area, and, I'm sure has already hit other areas, or, will.
Comments:8 Replies - Latest reply on 2006-12-15
Posted by Anonymous on 2006-12-14:
I wonder if some of the phones guys are in on it? I can see how they could get away with it very easy. Very good review
Posted by Nohandle on 2006-12-14:
I'm with Lid. It sounds as if employees with the local telephone company, after looking in your mailbox to get the renewal card, would be involved on this one. Who else could justify being there if caught playing around with someone's junction box? Cable people are the only other ones I can think of. Sometimes the most obvious we choose to ignore. Good post emt.
Posted by Slimjim on 2006-12-14:
This is a good review. Shows the sophistication and creativity of crooks. What I plan on doing is rigging my phone box with a piece of tape or maybe jamming a piece of paper in it that will fall out if it's open. I'll have to look at it and think but I'm sure I can set something up that I'll know if it's been opened and is irreversible should a crook figure out I rigged it.
Posted by Anonymous on 2006-12-14:
Starting years ago, when I activate a replacement card, I make it a practice not to use my home phone. I use a pay phone or call from work, or some other neutral spot. I have never had an issue. I believe that the reason they tell you that you have to call from home is that it is an easy way for them to get your home phone number. When you think about it, who ever updates a phone number with a creditor when the number changes?
Posted by S on 2006-12-15:
Well I guess this is one benefit of having my VOIP phone service. My phone box has been inactive for over a year now. Thanks for the tip... I'll be sure to share it will friends and family over the holidays...
Posted by rhondam718732 on 2006-12-15:
I have never called from my home to activate any of my cards. I have never had a problem. So thiefs don't have to go to the trouble of tapping into the box to activate your card.
Posted by Timboss on 2006-12-15:
Interesting, I've had to give a SSN to activiate my card regardless of where I called from. Never heard of just calling and the card is automatically activated based on a phone number.
Posted by N. on 2006-12-15:
Well how many credit cards do you people get in the mail in a giving 6 month period? I haven't had a card sent to me in years. I guess there are credit card junkies out there, but I would imagine they are not to concerned about theft and fraud - if they were they would not be credit card junkies. I would imagine that a thief would have to be searching hundreds of mailboxes over a long period of time to find a real credit card (not just the cc offers).

Your Name:
(displayed with your comment)
Your E-mail:

Your Experience/Advice:
Check spelling

By clicking submit you agree that you have read and accept the Terms of Service & Privacy Policy.

Note: All comments are reviewed by a moderator before being published. Please be sure to read our guidelines before commenting.