Collection Messages Informative - Answering Machine format
ILLINOIS -- I recently was presented with an answering machine message where in they asked if this was "NAME OF PERSON", if this is not "NAME OF PERSON - please hang up. By not hanging up you're acknowledging that you are "NAME OF PERSON"; this is an attempt to collect a debt; any information will be used for that purpose...etc...blah blah blah.
Any thoughts on this friends? Illegal? Not? Why? Why not? (Yes I know the answer)
Is this an effective attempt to beat the 3rd party disclosure predicament presented when an answering machine can be (and has been) onsidered a third party - not to mention anyone who might be listening to the message who isn't the debtor/spouse?