MBNA Complaint - MBNA Evilness - Credit Card Practices
I just wanted to respond to the previous poster's comments about MBNA.
MBNA is just pure evil. Plain and simple.
I am still sucked into them, because their offers are incredible. In fact, I was able to pay off my house at 0%.
But beware. They lie to you about the credit terms. I called them regarding not sending me blank checks in the mail advertising my unused balance. After that phone call, I owas notified that they pulled my credit, and had a hard inquiry on my credit report, which was unauthorized.
I ran up the balance, at 1.9%, and after a year, they jacked up the rates to 26%. I then paid off the balance within that day, and called and complained, with which then they reduced the rate back to what it should be.
I am constantly foghting with these people and there is no logical reason for it. I want to complain, but I dont know who to complain to.