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Anytimefitness - Hamburg, NY Informative - Illegal collection of debt

Review by veryupset on 2006-12-30
HAMBURG, NEW YORK -- I'm very upset with Anytime Fitness of Hamburg NY. I feel they have been totally dishonest with me. I tried to give my son a three month christmas gift to a gym. They took a check of mine for the three months put my checking account of the YEAR CONTRACT without my permission. I cancel the gift and Anytime Fitness puts me in collections. Lies to me on the phone telling me I have been removed from any obligations the very next day I received a letter from the collections company, which now they have a hold on me writing checks bad business practices.

I have excellent credit... Would never do business with this company...
Comments:4 Replies - Latest reply on 2006-12-30
Posted by tnchuck100 on 2006-12-30:
Did you sign a one year contract? If not, you need to check your credit reports. If it is listed dispute it, in writing, with the credit bureaus. Request written documentation of thier verification process. More information:
FCRA (FAIR CREDIT REPORTING ACT)
http://www.ftc.gov/os/statutes/031224fcra.pdf

As far as the collection agency goes send a debt validation request demanding copies of anything you signed creating the debt, a complete payment history, and proof they own the debt.

Communicate with them only via Certified Mail/Return Reciept Requested. Be sure the certified number included in your letter (this proves WHAT you sent). Keep a copy for your records.
Posted by Bababooey on 2006-12-30:
Good advice from tnchuck100!
Posted by Anonymous on 2006-12-30:
Can't add a thing to tnchuck's advice!
Posted by DebtorBasher on 2006-12-30:
I bet if your son went to work out after the three months, they will tell him he's no longer a member...yet they are trying to collect on a one year contract you didn't agree to.

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