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Geico Corporation Complaint - Geico Sucks - Auto Insurance

Auto Insurance - Complaint
Review by washparkguy on 2007-03-28
DENVER, COLORADO -- I was recently covered by Geico and after I had an accident which Geico said I was not at fault and the other driver's insurance company AIG said we were both at fault, I was unable to collect any money from AIG. I only had liability at the time but since it wasn't my fault I thought GEICO would go to bat for me. WRONG!
All GEICO cares about is if they are going to be out any money. They basically told me I was on my own.

So I took the other person to small claims court and AIG provided her with a high priced attorney and I the judged ruled for the defendant.

Now I get a call from GEICO saying that AIG is now trying to recover damages-all of a sudden GEICO will actually return a phone call but still only interested in their own interests.

I just switched back to USAA.

I hope a snake eats that cute little giecko!!!

THANKS FOR NOTHING GEICO AND GOOD RIDANCE!
Comments:
Posted by spiderman2 on 2007-03-28:
If you only had liability insurance on your car, then their only interest is what damage was done to the other vehicle. Your insurance covers damage to another person's vehicle, not yours. You can't have what you didn't pay for. Who is listed as operator #1 on the police report? That is typically the person who is at fault.
Posted by *Brenda* on 2007-03-28:
It's not just Geico buddy.
Posted by Sail27 on 2007-03-28:
Unfortunately that's what you get for liability only. They are there to protect you from getting sued - but to extract monies from the other party you must take action... Altho - one confusing point - you went to Small Claims Court and there was an attorney present? First time I heard of that - small claims is "for the people" and specifically bars any professional representation.
Posted by spiderman2 on 2007-03-28:
He did go to small claims court and the judge ruled for the other driver.
Posted by *Brenda* on 2007-03-29:
Sail, small claims is not just "for the people". Lawyers can go to small claims. One example is, let's say you hit another car. The person you hit uses their insurance because yours expired. That insurance company may send that claim to a subrogation department which will then send it to an attorney (probably after failed collection attempts). You will then be sued by that law firm on behalf of the insurance company and the insured. The lawyer will appear in court.

You may be thinking of the show "The People's Court" which does not allow attorneys.
Posted by voiceoff on 2007-04-05:
Can you appeal?
Posted by akhido on 2008-01-27:
my experience was much the same .. I had an accident where i was not at fault. I had witnesses and called Geico and they were like so what do you want us to do? I said well handle it and they said if we do you rates will go up so handle it yourself. Flabergasted i did handle it with his insurance AAA they were great and took care of it quickly. Got me a rental car. everything. 6 months later my renewal came in from Geico and they raised my insurance cost from $950 to $1850 per year. I signed with AAA and got auto and renters for just $1025. I hate all those Geico commercials with that little stinking Gecko with a passion. :-)
Posted by dianec on 2008-01-27:
My daughter also had an issue with Geico and canceled her policy. They must lose a lot of customers--that is after they initially pull you in with their "low" rates. Of course, I know a lot of other insurance companies do the same thing.
Posted by BAMAVCE on 2008-02-05:
Geico Sucks, ALLSTATE Rules! After a year with Geico, they doubled my rates for a speeding ticket, and are $1450 versus $950 for Allstate. Geckos are LIARS. Low cost insurer my ^&*&%^^%$
Posted by Lidman on 2008-02-05:
It's the system I tell you, the system!
Posted by 3cents75224 on 2009-05-19:
Yeah. It is the system. If you carry liability only, they're only going to pay for liability regardless of who is at fault. You did not pay for coverage to YOUR vehicle...only everyone else's.

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