SPS/Select Portfolio Services Complaint - Harrassment - Home Mortgage
My mortgage originally was with soldi financial. By the second moth they had sold the mortgage to select portfolio services. Who apparently is a debt collection service bsed in the state of florida. Now deciding to get in the mortgage buisness. My payment comes due on the first of the month. Like the other person [whose complint i read] i asked for my payment to be due on the tenth. I was told that it could be chnged after the first payment. Now the mortgage is with sps, and they said no. On the second of each month i get phonme calls about my payment. Last moth i paid on the 27th what shoud be paid on the first of the next month. Thinking that paying early would stop the calls. No i still got a call even though it was paid before the due date. This is harrassment, plain and simple and now i know there are thousands having the same problem. I think this can be solved by setting legislation that requires a mortgage maker to keep the mrtgage they make for a minimum of five years. This would put these fly by the seat of your pants people out of buisness. It may make it more difficult to get a mortgage, but worth it in my opinion. There is a penalty on my mortgage that says i must keep the mortgage a certain amoun of time. Why not them? I am going to sell my home as remorgagong it is just too costly. It cost between 6 and ten thousand each time it is mortgaged for closing cost ect. Once i sell my home, i will not buy another unless i can get a gauantee that the mortgage stays where it is made. If not i will do like our southern neighbors and leave this country, and go to canada. Please contact me, if you have input.
Thanks for reading this.