MICHIGAN -- I have a real problem with the way Hudsons charges late fees. First let me explain that I have had a Hudsons charge card for many years, Before there was even a Target store, which by the way is a branch of Dayton Hudsons. I do NOT have a Target charge card, but my Hudsons card is accepted for use in Target stores. So when I receive my statement, they send me two seperate billings in one envelope and I can pay with one check. Now here is the rub. If I should be late with my one check, even one day, my next statement will have a late charge for each store, which happens to be $20.00 So in fact,they are charging me $40.00 in late fees, ON top of their very high interest charges. When I complained and ask a representative to mail me a copy of my contract where I had agreed to pay double late fees for the privledge of using my Hudsons card in their Target stores, they said that I would receive it in about 10 days.Well about a month later I received some contract but nothing that I had signed. Now here is my question for Dayton Hudsons.I understand that I can also use my Hudsons card at Mervyns stores, would I then have to pay $60.00 in late fees if I should be one day late in paying my one check for the items that I charge on my ONE card????