Gap Complaint - Fraudulent charges on GAP card
WOODBURY, NEW YORK -- I was with my son in the GAP last year around June he purchased about $60 worth of clothes. At the check out he was solicited by the cashier to fill out a GAP credit application and he would get 10% or 20% off his purchase. Against my advice he filled out the application, paid cash and got the discount. A few weeks later a GAP card came in the mail, the interest rate was around 23%. I told him to cut up the card which he did. Approximately 3 weeks later he receives a bill from the GAP for the original purchase which had been paid in cash. He called the GAP to protest the charge after two or three calls their representative assured him that it was a computer error and the charge would removed and the account canceled. They did not cancel the account or remove the fraudulent charges. Since then he has been contacted by a collection agency for settlement of bill that is now in default. If one assumes that the GAP is not at fault the only conclusion would be that the employee stole the money and put the charge on his account after we left the store. Because it was a small purchase and there was nothing wrong with the clothes he tossed out the receipt.
If this has happened to anyone else please forward info to my3cents. I am considering a lawsuit because of damage this will do my son's credit rating.