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Domestications or HDI Informative - Misleading Billing Methods

Review by tuter2toot on 2007-04-28
TENNESSEE -- I have been shopping with Domestications for many years. I always choose to be billed on a deffered payment method. My once monthly payments would be broken up into 3 payments which begin 3 months after my order is shipped. Easy, right? Not now. Now the entire amount of my purchase is immediately withdrawn from my bank account for at least one day. Then it is put back in. Just to see if I have the money. I explained to the company representative of Domestications that if I had all the money now, I wouldn't want monthly payments to begin in 3 months. It gets worse. Now I have multiple withdrawals from my account because the items I ordered come from multiple vendors within Domestications. I am paying all of them instead of one monthly payment to Domestications. I now am suffering overdraft fees at my bank and my other expenses are put on the back burner because I "promised to pay these people first when attaching my debit card." I never know when the payments are coming out, I never get a statement, and I don't know who is getting my money without diligent detective work. We are on a tight budget and this is wreaking havoc on our finances. I will never shop with Domestications again.
Comments:1 Replies - Latest reply on 2007-04-28
Posted by dfields on 2007-04-28:
can they do this legally? you should print the 3 month agreement, take it to your bank and ask for assistance. once they see this, maybe they will waive the over draft charges. good luck!

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