Sun-Life Complaint - Undisclosed Terms In Policy
How many of us when we are starting a new job and while you are filling out your paper work w-2's and such and they say that you can have disability insurance for 2.50 a week from your check just in case you need it for injury or health reasons. So like most if not All of us say Hell yes for 2.50 a week. That way you will have a check in the event of trouble. Well something does happen and you are glad you bought this EXTRA insurance just in case to help supplement your lost in come at a rate of 66% of your normal pay. Well you end up needing that coverage. After Finally qualifying for SSDI and receiving a ssdi check mind you this is money that was put in there by you for you and now the insurance company says that because you are getting ssdi now we are cutting you benefits in half , but now you owe us over 16 thousand + dollars that we didn't take off what you get from SSDI from what we pay you a month 16 months ago and even gave me pay raises for cost of living. So now they are Demanding that i give them $16,000.00full in 14 days and full and unrestricted access to my health record all the way back and including my military record from NAM, the DMV, my bank records, and so much more. The Release is 3 pages long And they want it for 2 full years. Unrestricted access to my tax returns. I was never told of the when i singed or soon there after that i would have to give up my SSDI to them in stead of to help me make my bills > Remember they are only paying 66% not 100% of my take home pay.This was never disclosed to me until it was too late and everyone says they can do it .How is it right there was no FULL DISCLOSER like a credit card ,ect, ect. When i was hired they didnt have any avaible so they said. By hiding this fact its too late to fight it when you aren't able to work to hire a lawyer to fight it and they know it and take advantage of it too and worse even yet is the law lets them do it. Shame shame shame . This is an abuse of the disabled.so ask your bo9ss about yours. It should be disclosed to you at the get go. What do you think?i cant collect on a lottery ticket after 1 year let alone 15 months when i knew i was suppose to do so.i there for waived my right to it by not doing so in tat time line .But corporation dont have to they have their own rules and paid for senators and congress men and the littel guy get screwed again.