MANKATO, MINNESOTA -- I opened a savings acct. 4/07. It was closed a few days later because of something on my credit report. What can be so bad that they would close a savings acct? I wanted to see my credit report, which I could get for free within 60 days of the denial from Wells Fargo. When I tried to get a copy, the credit comp. said I needed an "account denial date". Wells Fargo didn't and would not give me one. They also have refused to return my balance that was in my savings acct. It is well past the 60 days allowed to get a free credit report, and of course since they refused to give me a "account denial date", I didn't receive that free credit report. And I still haven't received the balance of my savings acct. - It is 7/7/07 today.