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JFYC Complaint - Fraud - Collection agency

Review by pepper77 on 2007-08-08
CHARLESTON, SOUTH CAROLINA -- On Friday July 27th of this year..I got on-line to view my checking account. I discovered that a company (Just For You Communications) who is suppose to be a marketing company has tried to draft a check to withdraw $110 from my account. I called my bank and they said it was done on Tuesday (July 24th) and I would need to sign a stop payment in order to stop the transfer of funds. I did and it cost me 20 dollars. The bank did not seem to care that this was an unauthorized transaction and as I discovered later has been done to 47 other people. I called this company (JFYC)they said they were a collection agency and that they were authorized by AT&T to collect these funds for a debt I owed them. I called AT&T collection dept. and they informed they did not do business in that manner and had no knowledge of this company. Also I did not owe them anything. The person at JFYC also told me they would send me the paperwork they received and it should get to me in 7-10 days. I have yet to see it. I contacted the FTC the BBB and Consumer Affairs..the only one that told me they would investigate was the FTC. This is fraud and invasion of privacy...my question is does anyone care?

After doing this at least 47 times before...why hasn't this business been stopped? I want to know how they got my personal information? Can anyone answer these questions?
Comments:3 Replies - Latest reply on 2007-08-21
Posted by Anonymous on 2007-08-08:
How did they get your banking information?
Posted by pepper77 on 2007-08-08:
I do not know...that is what I am trying to understand?? I believe that being in marketing that they may have hack into some large corporation like AT&T's files.
Posted by Monty B on 2007-08-21:
These people did the same thing to me, but fortunately for me I bank with Wachovia. As soon as I saw the draft taken from my account, I called the bank and they refunded the money and changed my account number.

I once did a Pay Day loan and I believe that's how these people obtained my account information. I will never use my checking account information for anything online again.

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