National City Informative - Unethical Overdrafts National City
DELAWARE, OHIO -- Over the course of three years with National City bank I have received close to $11,000 in overdrafts. There have been many times when I was keeping track of my checking account online and noticed variations in my balance that were unexplainable. The outcome of which was of course multiple overdraft charges applied to my account. I have never been able to get the proof after I complained. I would just go into the bank expect them to find the error and correct it. However most of the time they would deny my claim and send me packing with charges still on my account and by the time I would get home to print it out it has always been changed.
Recently I was fortunate to catch it and print it out so i could take it in and confront them. Even with proof in hand they gave me some story of maybe my funds that I had deposited 10 business days before were not available yet. But they didn't know for sure and could not look it up. Or at least the manager at that branch couldn't.
This is not the first time they have charged me with some frivolous charges and probably will not be the last. I need help in getting my money back and I mean all of it. At this point I would say they would be hard pressed to get proof that all of the charges on my account were real and it has to stop. I know if it has happened to me it is happening to others too. Class Action or personal lawsuit. I'm not taking it anymore. If you can help or it has happened to you too e-mail me at Polyacrylic@aol.com.