Chase Manhattan Bank Complaint - Overdraft - Overdraft Fee
HOWELL, MICHIGAN -- I have been with Chase for 24 years. However, over the past year, I am very tempted to leave. The bank was always very good about reversing overdraft fees if I was not at fault for the overdraft. Now, if it isn't specifically a bank error, they will not even listen to me, much less consider reversing the fee. More recently, I had an interesting experience. When an unexpected debit showed up as "pending", I immediately (that morning) made a cash deposit to cover before an overdraft situation occurred.
However, I found the next day that Chase didn't post my cash deposit until the next business day, allowing the debit to hard post, and them to assess an overdraft fee. I don't see how this is legal.