ANFI Collections Informative - ANFI tries to collect on old Verizon accounts

Review by 32031 on 2007-09-13
I've just read an account that a collection agency known as ANFI purchased over 1,000,000 old Verizon accounts that date back to ten years or more. Supposedly these are unpaid accounts that Verizon still had on their books. ANFI has been sending notices out to just about everyone in the database. There are reports of people getting collection letters for accounts that were paid off or properly closed years ago. There was one story as posted by a TV station in New York State about a man who was billed for over $1000 for a phone line he never had. At the time the 'charges' were incurred he was 16 years old and living with his parents. Another story concerned a woman who received notice of unpaid debt that she knew was paid. She sent a certified letter to ANFI and they responded that the account was indeed closed. There's also a problem with the statute of limitations. For example in NY State they cannot collect after 6 years. Most of the 'debts' are older than that.

People are reporting that ANFI is responding well to letters. Verizon says that they cleared out the older noncollectable debts but it seems they did a poor job.
Comments:7 Replies - Latest reply on 2011-05-19
Posted by *Brenda* on 2007-09-13:
Regarding the statute of limitations, the collection agency can still TRY to collect after the SOL is up, they just cannot get a judgment against the debtor. Technically you would owe the debt forever, until you pay, they charge it off or something along those lines. Most will give up after the SOL though.
Posted by S. on 2007-09-13:
Hey thanks for posting, I have an agency trying to collect on an old verizon accoun. it was paid 4 years ago and as of last august (2006) it wasn't on my credit report as being owed. scum bucket agencies. Im not paying something that was already paid. and it clearly stated the bought the account from verizon.
Posted by voiceoff on 2007-09-17:
They pay a few cents for an account so if they get just a couple of people paying they may think it works out in the end. These collection agencies try to cash in on any bill, legitimate or not. There must be a better way!
Posted by S. on 2007-09-18:
I have actually heard a few people talking about this. I wonder what they pay for these accounts and how companies like veizon or say a credit card company can sell these accounts when their insurance has more than likely paid for it already or charged off. which I think is the same thing. BTW do law firms often do this sort of thing? about 2 years ago I had some pretty hard times, kid going through chemo I was, pregnant with another, and out of the blue came a credit card I had all but forgotten about (big long storey) and suddenly a law firm is sueing me for it, in the end I paid it to avoid courts and all but now im wondering if I should have.
Posted by dave54 on 2007-10-01:
a collection can sell the account to another collection anency before the statue of limitation is up and keep it going repeative cycle.
Posted by voiceoff on 2007-10-28:
Why would a second agency take over from a previous one, knowing it was uncollectable by the first? If the person;s debt is not valid it won't become valid by anothet agency taling it. There needs to be a stop to this incessant desire to harass people and create false debt where one does not exist. It is very upsetting.
Posted by Sarah on 2011-05-19:
These sleezebags troll the Internet phone listings and call you if you have the same last name and first initial as someone with a debt they are trying to collect. They deny it, but they've been calling me looking for someone I don't even know. They're a bunch of crooks.

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