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NCO Financial Systems Complaint - Scam Artists

Complaint
Review by Patcher on 2007-09-28
NEW YORK, NEW YORK -- NCO Financial has got to be investigated. Please contact appropriate authorities if you have been ripped off by them.

Last year I received a collection notice from them about an overdue medical bill. Being a person who doesn't like the idea of having bad credit, I paid it promptly. After trying to get reimbursed by my insurer the insurance company informed me that nothing had gone to collection. Beth Israel hospital has no record of this debt going to collection.

I have repeatedly tried to get NCO to send me info about this debt and they have never sent me any documentation. I was out over $400 for this. It makes my blood boil.

Last week I got a notice for an AT&T bill that was paid years ago. This company is a total con operation that uses semi-legitimate functions to get away with theft.

Please tell your stories to the authorities. What they are doing is criminal.

I am going to pursue litigation against these low lifes.
Comments:
Posted by squeekie on 2007-09-28:
Join the club. some of the debts they try and collect on are legit others may not be, But many of the agents are in habit of breaking the FDCPA. IE identifying themselves as lawyers, then refusing to say in which state(s) they are licensed in,(obviously not lawyers) threats of liens or seizer of property. I suggest you call the FTC and file a complaint, also there may be a class action in new york. check into it.
good luck
Posted by Mad Eye Moody on 2007-09-28:
Do a search on this site for advice from Debtorbasher and myself. We've pretty much hit on every situation there is to address, and the advice doesn't change...even if NCO's story always does!
Posted by Hugh_Jorgen on 2007-09-28:
Your complaint should also be with the original company. Someone at that original company didn't properly credit your account years ago and then they sold you to NCO as an "uncollectable account". You need to be making a stink with both NCO and the original company you owed the money to.
Posted by Mad Eye Moody on 2007-09-28:
Agreed, hugh. NCO is much easier to sue (because they are usually in the wrong), and always ready to settle, though.
Posted by squeekie on 2007-09-29:
must be why they have class acions in, what is it 7 states now? maybe its 8 lost count.
Posted by DebtorBasher on 2007-09-29:
Bud is a joke...his only concern is lining his own pockets from people who think they have a chance at neglecting to pay their bills...Budd will end up costing them more money than any of their bills are worth. It's simple...if you owe the bill, pay the bill. If you don't owe the bill get a verification of the bill fromt he collection agency...if they break any laws, sue them...Budd is NOT the friend of consumers.
Posted by lolawants on 2007-10-01:
I have received 3 calls from NCO since 9/27/07. I have called them numerous times and been hung up on. I did finally speak with a very rude woman, Katrina, who told me I had an outstanding debt of over $7K with Chase Providian from 1990. I never had an acct. with Chase. Also, unfortunately, in 1991, I had to file bankruptcy, so all debts prior to then were discharged. I have worked hard to restore my credit and am concerned that this is a scam that could ruin my credit. I contacted the PA Attorney Generals office and filed an online complaint against them. My next course is sending NCO a certified/return receipt letter instructing to discontinue the harrassing phone calls and to only contact me by mail.
Posted by wizardofsnog on 2007-11-06:
I agree with madeye moody on this one. (see his comments).. Im new to the NCO nightmare, but I'm an old hand at screwing around 3rd party collections agencies. Since Saturday night, (2 days ago) when this started, I have found not less than 4 lawsuits filed against NCO that were settled.

NCO can kiss my royal butt. What gets me is it APPEARS that US Dept of Ed is trying to force us to use them. No way. I think I may have at least 2 counts of mail fraud here.
Gotta love those parasites. They make life interesting.

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