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Collection Agencies Informative - What a collector can see - Collector

Review by warddw1526 on 2007-10-11
Someone asked on a post a while ago what a collector can see on their screen. My post was a little late and the info was buried. So I am posting this as a new entry. I work on a pre-charge off collection for a credit card company.

I can see the: cardholder's name, address, phone number, place of employment (if given), their SSN, their balance (including how far they are over the credit limit, how much it would take to get the account out of collections), the date the card was opened, date of last payment, date of last purchase and cash advance. That is on the main screen. I can also pull one of 3 credit bureaus (Experian, Transunion or Equifax) as needed.

Those are purely the basics of what I can see. Different companies might have different information
Comments:
Posted by MRM on 2007-10-11:
Good info, "warddw."
Posted by DebtorBasher on 2007-10-11:
Thanks Warddw...I know the original post you were talking about...but it's good to get this info out front, because like you said, things get buried fast.
Posted by Nohandle on 2007-10-11:
I was one of those who asked a question on the review you were speaking of. You stated you are in the pre-charge off collection department for a credit card company. Obviously you aren’t given the previous contact attempts/reasons the debtor gave for non payment of the bill you are calling about. It appears you are starting from scratch. I know you wouldn't have time to read through the entire history on each debtor, but it might expedite your final decision. Good information. Thanks.
Posted by jktshff1 on 2007-10-11:
good post
Posted by Too Good To Be True on 2007-10-11:
Interesting. Thanks for the information.
<;O)
Posted by DebtorBasher on 2007-10-16:
Congrates on making the M3C Newsletter!
Posted by Lidman on 2007-10-16:
Good post. Now I know why socialism is running a muck in this country, no privacy.

Congrates on making the M3C Newsletter also.
Posted by dt66 on 2007-10-17:
It dont matter how much you make ,a computer cheches your credit so why do they want to know??
Posted by Anonymous17 on 2007-11-17:
Hello, for the past 4 years various collection agencies keep calling my phone number. They are looking for a Karen Davidson. I am not Karen Davidson and never have been. I have moved addresses and still the calls. I am assuming it is costing the collection agencies money to call the wrong number and would like to get this fixed. Does anyone know how I can get the source of the bad data updated?

Thanks.

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