NCO Financial Systems Complaint - Bounced ACH deposit considered check fraud??
I wish I had found this site before my first contact with NCO Financial. They called me at work and wanting to get them off the phone quickly I agreed to a payment schedule on a Capital One account they were trying to collect upon. The first couple of bi-monthly ACH payments went through okay but the third one bounced due to insufficient funds. Then I get a call from some guy telling me he's with the check fraud division of NCO. Of course this caught me off guard and I stammered out my apologies. Since when is a bounced check considered check fraud? Anyway I asked him to decrease I just couldn't make that big of a payment. I'll be the first to admit that my credit is tanked at the moment and I have every intention of paying off my accounts, but I can't get them all paid off at the same time. There's way too much month at the end of my paycheck.
Some of the "reviews/complaints" I have read here make me very uneasy in what I may be up against with these people.