NCO Financial Systems Complaint - they lied to me
NEW YORK -- I owed a debt to a credit card company which I was in the process of setting up payment through a debt consolidation program. I was contacted by a guy from NCO, Jason (although he did not identify the company at that time). He threatened legal action if I did not pay up. I said I didn't have the full amount and I was debt consolidating. He said the creditor did not participate in the program (which turned out to be a big lie). He tried to get me to borrow from relatives, sell something, or put it on a credit card (pay off a credit card by putting it on a credit card?). I was subsequently contacted by a woman named Christa who said I had to stop using the word "can't" as in "can't pay that much money." I told her I could not possibly work any more hours than I was already working and I still could not pay back the entire thing. She said they would make a settlement if I gave her 20%. She was very intimidating and aggressive. I ended up giving her four check numbers for amounts I could not afford which I really regret because it put me behind on the rest of my bills. After I was almost done paying those, someone called me and asked if had gotten some more funds, my tax return for instance. I refused to give more check numbers. Then a rude person named Frank (who said that he wouldn't eat or live any differently whether I paid my bill or not) threatened more legal action if I didn't pay. I said I was working with debt consolidation and that was that. I've been paying that way and I haven't heard from NCO since. They are the rudest and most aggressive collection company I've ever dealt with.