NCO Financial Systems Informative - NCO Scam - Missing payment
NCO contacted me stating that I owed AT&T. I called AT&T and paid the bill and NCO called me back stating that if I did not pay them directly the account would go to collections and show up on my credit. I called AT&T back and told them I was going to pay NCO for the reasons I just listed and then called NCO and paid them. NCO reported a missing payment and put me into collections anyhow and ruined my credit just as I was refinancing my house.
I will kill and mutilate whoever is responsible for this if I ever find them.