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Sears Informative - Interest Rate
You gotta be nuts to take out a credit card. Just look at the interest rate 26%. Late payment on any of you other charges jumps your rate to 32%. Thats why they push so hard to get you to take out a card.
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4 Replies -
Posted by jktshff1 on 2007-11-12:
and???? you read the fine print...good post
Posted by bigboxworker on 2007-11-12:
all department store credit cards have ridiculously high interest rates. Avoid them at all cost!! And there are usually no benefits for having these cards anyways, most don't even offer rewards, the only incentive is the initial 10% off offers!
Posted by Slimjim on 2007-11-13:
A Sears Card today is basically a Citibank Card. The interest rates you posted are in line with other lenders sub-prime and late pay rates.
Posted by warddw1526 on 2007-11-13:
IF you need the credit, there is an easy way to avoid the high interest rates. Pay your bill in full every month, and they will not charge you any interest.
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