Citibank N A Informative - Fees - Citi Platinum Select MasterCard
This bank is only for those who have the time to stay very current with all of their bills and read the fine print, because they mean it. I just opened my bill from the Citi, which crossed in the mail with my previous payment,which in turn was a few days late.
With total of one late payment, ever, they promptly hit me with a late fee $39.00 and new interest rate = 21.49 % APR. I am no longer a customer of theirs.