Golden Rule Complaint - Failed To Insure Family
In attempt to lower my premium for my current individual health insurance policy, I researched companies and applied to Golden Rule/United Healthcare.
After much discussion and promises of lower premiums after full disclosure of my families few health issues, I was issued a policy. To my surprise, my 15 year old daughter WAS NOT covered under the policy. She has had 2 medical issues - she is a cancer survivor diagnosed at age 6 months with no recurrence. She had another illness 2 years ago which was self-limiting and has required no follow up. Despite being assured that my children would be covered, she was simply not included in the policy that was sent. There was nothing about pre-existing or a waiting period. Just simply not covered.
I believe the intention was not to insure the family, but without turning us down outright. How can I have medical insurance that does not insure one of my children?
Don't deal with them. I wish I had seen this site before I applied.