BOSTON, MASSACHUSETTS -- This company has the lamest customer service of all companies I have dealt with. Not only they harass customers, even when you make your payments on time! Also they will harm your credit by reporting delinquency state of your account even when it is not!!! Just because they are so incompetent that they do not process payment on time after taking your money off your bank account. After having enough of this poor service I decided to trade in the Toyota Corolla I have bought, that by the way was not content with the car either; I advised TFS I was not longer in possession of the car so they would stop reporting delinquency status to my credit report but they did regardless!!!!
Bad service, bad company and a bad experience, I felt I was being harassed all the time for no reason whatsoever!