MEDFORD, OREGON -- It is simply amazing what debt collection companies are getting away with these days. Specifically, National Enterprise Systems (aka N.E.S. by it's employees). My wife has a delinquent account currently in their unscrupulous hands. NES has already broken nearly every rule in the FTC book within a few days of getting the account. The hitman...er, agent...has made illegitimate threats, phoned her place of employment repeatedly, even after being told by the EMPLOYER not to do so, excessive rudeness, way more phone calls than any collector I have ever heard of, and we have yet to even SEE a mailing from NES. All against the LAW.
But hey, who is going to punish them? Us?? If we had money to do that, we wouldn't be delinquent in the first place. The feds don't have time, energy or even seem to care. This company has caused my wife (and I) so much stress that she is unable to excel at her work. She happens to be the hardest working Realtor I have ever known, but the difficult market has put us behind the eight ball. I make $50k year, but it is not even enough to cover the mortgage and living expenses anymore. My wife is so good at her job, and you can lead a horse to water, but you can't make them drink. Our credit has been shot (was always over 720 before this), and no more money to borrow is available to us. We have been systematically paying off debts as we can, based off amount owed and current status. So...
Along comes NES. My wife is already stressed to the breaking point, and now I have to consol her teary-eyed on the phone because these "people" have pushed lies upon lies of illegitimate threats upon her, attempting to embarrasss her at work (job well done), and generally acting worse than a mafia extortionist. As close as my wife was to feeling worthless due to these "tactics", how many good, hard working poeple have actually committed suicide due to NES policies? I would bet my life that it is pretty high. Financial stress is not to be taken lightly and I am apalled at the extents these extortionists are allowed to go. I am writing letters and filing official complaints to the FTC and Oregon AG. My wife is actually looking to do quite well in 2008 with her real estate, and we WILL have the capability to sue this organization.
BEWARE National Enterprise Systems, we have a bill in Oregon State legislature (SP120) giving the Attorney General jurisdiction to prosecute you. This is most likely going to happen, and it is NOT an idle threat such as your lies. We will gain evidence of wrongful death of your clients due to your policies.