I was rear ended in November. No one was injured and my car had a scratch on the bumper and their car had a small dent on their grating. Because of the way the person acted I decided to inform my insurance Met Life about the accident. I told my insurance company I was not filing a claim.
In December I received a premium adjustment which raised my premium three (3) times the amount it had been. They were charging me a surcharge for the accident. The accident that wasn't my fault, no claim filed.