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Madison National Life/Private Disability Informative - Breach of Contract - Private Disability Policy

Review by bcarter on 2008-01-11
FRESNO, CALIFORNIA -- I purchased a 5 year disability policy with Madison National Life, located in, Madison, WI. Being that my doctors report that I am disabled, this company has refused to pay me for my policy. They have paid the first 2 years of the policy, however they have chosen not to pay me for the last 3years. They also decided to discontinue my disability and no longer offer a disability insurance in California. I am sure that I am not the only victim that has encountered this problem. I reported them to there BBB in there state and they chose not to reply to the complaint I was informed that I was not the first to lodge a complaint. I also reported them to the Insurance Commission in my state and they have informed me that indeed I have not been treated properly and to take matter to a higher level.

I am sure this company is just hoping that I will go away, because if they are made to honor my contract that means that there are more consumers just like me.

I purchased this policy at a trade show as reccommoned by my broker. Since then, he informed me that I was the only one to purchase this type of policy from Madison National Life.
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