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First Franklin Loan Services Complaint - Bad manners - Mortgage

Mortgage - Complaint
Review by Nursdany on 2008-01-13
NASHVILLE, TENNESSEE -- I too had a similar problem with First Franklin Loan Services. Unlike the previous couple My problem is all my ducks got out of line which was partly my fault. However, they too sent one of my certified checks back to me which threw the loan into foreclosure. Now, after paying all the phony fees to straighten my mess out. It seems they did not apply any of it to my escrow account. so now my house payment is going up about 75.00 a month. I am going to sell the house. I would rather live in an apartment than to deal with these jerks for the next 40 years. at least as a tenant your business is appreciated. And they will work with you if an unforeseen event happens. I don't wish bad fortune on anyone, but this company needs to sink. These type of charlatans are what keeps the common person down.

All I know is I can't wait to sell my house and never have to deal with them again. Sad part is my friend who is a mortgage broker referred me to this company. Makes you wonder about your friends.
Comments:
Posted by *Brenda* on 2008-01-13:
Why don't you just refinance?
Posted by Ponie on 2008-01-14:
Being an apartment dweller the majority of my life, I can tell you not to kid yourself that 'they will work with you if an unforeseen event happens.' Fortunately, it's never happened to me but I've seen many, many evictions due to late rent, bounced checks, etc. Consequences are listed in your lease. You get removed from an apartment in less time than it takes to go through foreclosure. I'd take Brenda's advice and try to refinance if it isn't too late. Perhaps your friend recommended First Franklin because he didn't expect you to get into a position which was 'partly' your fault. Whose fault was the rest of it?

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