Target Complaint - Unfair Credit Card Service
I just received a letter stating that my credit limit has been lowered due to "Credit Report Info" Target apparently received and does receive about everyone on a monthly basis. I have never been late on one payment to Target since the day I opened a Visa Credit Card Account with them.There is a discrepancy on my credit report that is in litigation right now. I just recently bought a $127,000 home so this is just outrageous!!! If my credit was bad they would never have approved this home!!!
Target had absolutely no right to do this. Now my payments are outrageous because this threw me over the credit limit!! They have already raised my interest rate from 18% to 22% for no reason whatsoever.
Neither I nor any of my family nor a lot of other people (when this gets out to enough of them including the media) will ever darken the doors of a Target store again!!!
Needless to say I closed my account after trying to talk to them. (They offered me some extra award points instead)I had to laugh to think how ignorant that was.
I went online and was shocked to find that there are many many others complaining too.It's just a matter of time before Target will begin to feel the effects of treating their consumers this way!!