Travel Tips Informative - Cruise ships, Airlines, hotels and rental cars
What's covered in case your suitcase is lost:
"We’re not responsible for your checked luggage:
Think an airline will compensate you for the luggage it loses? Think again. Check the airline’s conditions of carriage and you’ll find a long, long list of items that aren’t covered. They contracts are all more or less the same. Here’s American Airlines’ list of exclusions: antiques, artifacts, artwork, books and documents, china, computers and other electronic equipment, computer software, fragile items (including child/infant restraint devices such as strollers and car seats), eyeglasses, prescription sunglasses … you get the idea.
Anolik, the travel attorney, says this is the most-complained about clause in the travel industry. “When you take out the heirlooms, electronics, and cash, it leaves you with your dirty underwear,” he says. That makes the $3,000 an airline could compensate you for lost luggage a highly theoretical number.
I recently asked an airline vice president why there were so many exclusions (other than the obvious reason that the airline would have to pay virtually no damages to their customers when their bags are lost). The answer? The contract is a guide that is meant to help passenger know what to pack. Or, to be more precise, what not to pack."
And cruise ships aren't guaranteed not to sink!