American Express Complaint - Card Terms Stink - American Express Delta SkyMiles Offer
Probably commonplace terms, still, they stink..
-This card’s APR rate is not assured – despite their assurances.
-Any fixed APRs may change to higher APRs - for any reason at any time.
-Any higher APRs may change to variable APRs - for any reason at any time.
-There’s no annual fee year 1, unless they change it.
-The Annual fee of $85 for year 2 and thereafter, may be reduced to $30 - unless we obtain another -Amex card, or unless they feel like changing it for any reason.
-The initial APR Rate is 17.49% – unless Amex feels like changing it for any reason.
-There is a cash Advance fee of 3% (Amex will charge the cardholder 3% to lend money on which the cardholder will pay at least 17.49%
-Payments applied against charges with lowest APR (instead of oldest payments).
-Any and all terms subject to change for any reason at any time.
Such a deal!