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Angelo Auto- Jacksonville, FL Complaint - Pushy waste of time!

Review by mommyof2boys on 2008-02-10
JACKSONVILLE, FLORIDA -- I found a used minivan via Auto Trader at Angelo Auto... I reviewed their BBB info and found a few positive reviews of them and decided to see if we could get approved for the vehicle through them. (We do have poor credit, so I knew this may be difficult.)

I filled out an online application, was contacted by someone named Josh, and was told he would see what he could do. I told him which 2 vehicles we were looking at, and let him know we would need to keep the payments as close to $200 a month as possible (though was willing to go up a little if needed. Little being the key word.)

Test drove the van, had it checked out and let them know of a few problems that needed to be fixed... told them we'd take the van provided they items were fixed and the payment was what we'd discussed.... they called the next day to tell me to come in the van was ready.

First thing first before we did any paperwork I asked them what our payment would be... guess what? $297 a month!!!! Why wast my time if I've already discussed payment options with you several times and let you know what our budget is? Why not just tell me to begin with that it wasn't possible? I know used car lots have a bad rep, but at least be open with me instead of having me waste gas to come pick up a vehicle I've already told you wasn't happening over a certain price?

Come on people, show a little courtesy!!!!
Comments:16 Replies - Latest reply on 2008-02-11
Posted by StraightShooter on 2008-02-10:
It's funny how one day car dealership salesmen went from telling you how much a vehicle cost to asking "what would you like your payment to be?" They are pretty good about not laying it all out there in black and white.
Posted by Aerocave on 2008-02-11:
Wait a minute before the "bashing" begins...Yes, you told them you wanted to be "as close to $200 per month"...but when they called you to tell you the van was ready, you didn't ask what the payment was--I realize you "assumed"--but you should have asked. You are equally at fault here.
Posted by spiderman2 on 2008-02-11:
Is it even possible to get a used car for $200 a month with or without bad credit? I haven't had a car payment in a while, but I haven't had a car payment that low in years and I was never upside down or anything.
Posted by Hugh_Jorgen on 2008-02-11:
Car dealers love "payment" buyers - they can charge you full price for the new car, hose you on the trade in and add lots of needless crap to your loan, and as long as the payment is "around" a certain number, the customer never looks closely at how they arrived at that figure.

Always check out the free loan calculators on line before you go shopping and know what your payment will buy and work from there. It's a lot harder to take advantage of you that way.
Posted by Principissa on 2008-02-11:
I too have never heard of anyone getting a used car on payments for 200.00 a month. The closest I've ever come to that was 246.57. I would have asked what the payments were going to be BEFORE going to pick up the car.
Hugh, when I bought my Cavalier I dropped the price about 1500 dollars just by looking carefully at the paperwork. They were charging me 60.00 for gas, 80.00 for a car wash, 20.00 for an oil change, and so on. I told the guy I can get gas down the street for 20.00, I can pay 5.00 for a car wash at the same place, the oil change unless it needs it can be done for 15.00 from my mechanic, I may be a woman, but I'm not illiterate, so I suggest you either take all of that unnecessary garbage off, or I tear up this paperwork and you lose a sale.
Posted by Aerocave on 2008-02-11:
Average car payment in the US is about $380 per month...$200 per month (without the "useless crap") is extremely hard to hit anymore. Princi: I wish I could say that I don't believe you...unfortunately I do--I just can't understand why some dealers still do this crap; It makes us all look bad.
So much has changed in recent years regarding "full disclosure" on banking contracts whereas the dealer has to disclose APR, selling price, accessories, warranties, trade in, payoff, etc--which has helped to protect the consumer...
Posted by GothicSmurf on 2008-02-11:
People who ask for a certain number payment per month don't ever pay attention to the final price of the car and end up paying WAY more than what the car is worth.
Posted by Anonymous on 2008-02-11:
In all aspects of life your average person either lacks the skill or cares not to do the math. Above all an automobile is nothing more than an expense whether it be transportation or ego.
Posted by fascismsux on 2008-02-11:
i hear that India is making a car that goes for something like $2400.00 (brand spankin new )- Thats my kinda car ,It looked like it would be quite fuel efficient too(very small). I often wonder when I'm out and about in traffic , seeing that everyone is driving a different car , that requires special parts just for' it ', i wonder , Are we all insane to enslave ourselves to having a DIFFERENT car from everyone else ? I think we are transportationally Insane .
If we could only get those indians to build those cars from hemp , and then we supplied the hemp , bet we could get that new car for $1000.
Posted by old fart on 2008-02-11:

fascismsux.... there used to be a car called the "Crosley" that was about the same size as the Indian car.. It was a rolling deathtrap and soon died a natural death itself..
If the indian car and an American car went "head to head" in the most literal sense, I imagine that the smaller car would be demolished.. BTW... the Crosley was manufactured by the same company that made TV's and refrigerators..
Posted by fascismsux on 2008-02-11:
old fart-I dont recall 'crosley'.- personally i think there should be a mandatory 40mph speed limit on all non-interstate roads , and then maybe we could drive sensible cars without fear of death by fender bender ---Its legal in my state to drive atvs damn near where ya want and so we got teenagers on atvs that are registered for 90mph doing high-speed wheelies in the ditchlines as they outrun the traffic bottlenecks , if thats good enuff for the highway , then the crosleys probably are too. surely if we can make bullet-proof vests and exploding rockets that propell crafts into space , we could make a good/safe crosley?
Posted by old fart on 2008-02-11:
Fasci... the Crosley was a product of the early '50's
My guess is that your parents were'nt even born then...LOL
It wasn't much better than a rolling sardine can...
Posted by mommyof2boys on 2008-02-11:
Ok- to clarify a bit. The car sticker price was $6895. Doable for less than $250 a month. I had talked to the salesman the day before when we went over the things that needed to be fixed about payments. He said ok. As I said, I knew before hand that our interest rate would be high, and that that would affect the payments. Also, our current car that we just paid off was only $209 a month and we got it used, 1 yr old with 16000 miles on it.... so I know it's possible. And I knew ahead of time what the final price was etc.... they just wanted the length of the loan shorter than I wanted... again, why waste my time if you already know the answer?
Posted by Principissa on 2008-02-11:
mommy, when you're buying cars a lot of things come to play when talking about the final price. Taxes, tags, and registration are included in the final price, unless you bring cash for those. Do you have a trade in? If not are you making a down payment? What is the interest rate? I've been told and know that dealer financing will always be higher and have longer loan periods than that of your local bank or credit union. Yes you can reduce the payments by taking out a loan for a longer period of time, but what is the point? Do you really want to spend the next 7-9 years paying off a van that you will want to replace? I suggest doing some research before you buy a vehicle. The more you finance the higher your payments. That's all there is to it. You can extend the life of the loan but you will end up paying a higher interest rate.
Posted by Aerocave on 2008-02-11:
Fasci: Have you actually seen a picture of that Indian car for $2400? It looks like a 4 seat go kart...I'd let my family drive a Yugo before I'd let them drive that thing!
Posted by fascismsux on 2008-02-11:
Aerocave -yea - i saw it , but it was on tv on sunday morning way b4 daylight , and way b4 i start paying close attention to stuff .
So , i'm not specifically promoting that particular vehicle - but conceptually , i dont see why we cant produce a very simple, very cheap , very safe , very user-friendly economical car , even one with room for 4 . - but that would be bad for the finance community , the automotive industry , parts suppliers , mechanics , the oil industry, used car sales-ppl, the insurance industry, etc - so , I guess were stuck being enslaved to whatever automobiles they think we should have .

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