Dillard's Complaint - Credit card balance
MCDONOUGH, GEORGIA -- I opened my account on 1-18-2008 with Dillard's with a credit limit of $400. I charged $199 at a local store on 2-1-2008. I paid the balance off on 2-7-2008. On 2-11-08 the payment posted; however, my available credit only reflected $200. I called Dillard's to see why. I was told that the other $200 was on hold until 2-29-2008 because my payment history is new. I was appalled at this. Why give me a $400 limit then when I pay the charges off you do not give me the entire credit back. That makes no sense!
I feel they are doing this to charge me the credit protection fee. I will close this account! BEWARE OF DILLARD'S!!!!!!!
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