Juniper Bank Complaint - Don't believe Juniper interest rates
This is simply a cautionary tale in dealing with Juniper Credit Card services via the Apple Store.
In January I applied for a Juniper card under the promotion offer of 180 days no interest. Instead of approving my card then, Juniper sat on my application for weeks. I tried calling but without a valid account I could not get passed their automated system. Eventually the day AFTER the 180 days offer was over I was approved for my card. While on the phone with them, I asked if I can still get the 180 days “same as cash” offer as I applied during the promotion offer season. I was told yes. However, when going to make the purchase a week later, I called again to confirm. At this point I was told no, under no circumstances and that the previous person lied to me.
I don't feel comfortable with a bank that lies to me in order to get me to pay them more fees, ie 3 months more of interest. So I canceled the account. Apparently this happens so often the customer service rep didn't even try to keep my business and canceled the card within 10 seconds.
So if you want to apply for a Juniper Card for the Apple Store “offers” I recommend you just save up and buy your Mac without dealing with this bank.