NCO Financial Systems Complaint - Shady dealings - Debt Collection
READING, PENNSYLVANIA -- I received a phone call last week asking for me specifically. I inquired as to who was calling and I immediately told that the call was an attempt to collect a debt and that I knew I owed money and should not be playing games. I hung up. Since that time I have received numerous calls requesting I call NCO about a debt. These automated calls come at all hours of the day. I called NCO and learned that the "debt" was from a closed credit card account from 2002. I was asked several times if I was going to pay this debt and each time I replied that I always pay my debts but this is not one of them. If this account has an outstanding balance it was due to fraud. The NCO rep continued to try to get me to commit to paying this debt by saying, "Maybe you just forgot to pay, maybe this slipped your mind,it is really doubtful that fraud has occurred. Will you settle this account?" My response was the same, "If I owe a creditor I will pay but I don't owe this creditor (Chase). NCO has called my wife's place of employment several times requesting information. I contacted Chase and asked for copies of the charges I supposedly made and as yet I have not received them. These people try to wear you down with repeated calls, insinuations of severe consequences for failing to send them money, and obviously, a negative credit report. I believe they border on harassment and certainly lck civility.