Is there anything I can do to increase my payoff?
JACKSON, OHIO -- I submitted a claim with my insurance (ALLSTATE) after a break in and burglary in September 2007 and they did not send me an offer until May of 2008, stating all the while that 'it was under investigation' like I was doing something illegal by submitting a claim. Yes my claim was fairly large ($31,000), but it wasn't my fault, that I was burglarized. The offer they gave to me was 51% of the amount of the claimed items that were stolen from me. Items were left off and the price greatly reduced.They claim a number of reasons, the price for each item (if I don't have a receipt) is based on their price, and depreciation. Also, I requested the sales tax amount be refunded (I had to pay it for the original item and I am going to have to pay it for the replaced item) it was denied. Not only did it take the amount of time it did, I am not going to get the full amount for my items. What Can I do?